Occupying Love and Joy for Nataline

By Donna Smith

Every year for the past four years around this time, Nataline Sarkisyan’s parents build toward an unimaginable anniversary filled with sorrow and pain.  On December 20, 2007, they lost their only daughter, 17-year-old Nataline to corporate greed and insurance company cruelty.  Nataline died after the insurance giant CIGNA initially denied coverage for a liver transplant then reversed the decision when protest pressure (from the family’s extended Armenian community, the California Nurses Association and an on-line firestorm of outrage) and the potential for public relations damage grew too much.  But the reversal came too late.  Nataline was dead.

Wendell Potter, who was a high-level CIGNA employee at the time of Nataline’s death and who became a whistleblower about the health insurance industry following that time, wrote about Nataline in his award winning book Deadly Spin.   The first time Nataline’s family came face-to-face with Potter was shown on Dateline NBC in December 2009.

The family’s struggle to make sense of this atrocity and to make sure other families do not have to bury their children due to these sorts of insurance company decisions led to the formation of the Nataline Sarkisyan Foundation. Rather than sinking into the despair that could easily have come from such a loss, Nataline’s mother, Hilda, has almost single-handedly lifted Nataline up as her “angel” guiding the advocacy for the changes that might have saved her daughter.

But every year, that anniversary day – that horrible day – just keeps coming back to open the scars and tear at the heart.  Nataline is dead.  She is not coming back, and the memory of her beautiful smile, her stunning eyes (just like her mother’s) and her dreams of giving beauty to the world must wash over the hurt and comfort those for whom no comfort without her can ever be enough.

So, on this anniversary, Nataline’s mom will be as she has been for the past four years on December 20th – quiet and alone with her thoughts and her memories.

But in the fashion that has become Hilda’s style since then, she will turn tragedy into action again just two days prior to that anniversary.  We can all help with that.  We can use these moments to pause with the Sarkisyan family and remember why we all fight against corporate greed, and we can help.

Let’s Occupy Love and Occupy Joy with this family.   For Nataline, for Hilda and Koko, and for all of our children.

Nataline’s mother sent me the release below:

On December 18, 2011, The Nataline Sarkisyan Foundation is hosting a toy drive benefiting Children’s Hospital LA.

“My daughter, Nataline, passed away at the age of 17 due to our corrupted health care system. She was denied a liver transplant by our insurance company. They chose profit over life.

“Nataline’s 4th annual memorial is just days away. In her honor, we like to make a child’s Christmas Merrier. Putting a smile on a child’s little face who is suffering with all kinds of illnesses during this Holiday season is what would make Nataline proud. With the support of our family, friends and community, we have collected hundreds of toys. We look forward to helping make hundreds of children smile. ‘Tis the season for giving and we shall give to all.

“The following are the details of the event.

Date and time: Sunday, December 18, 2011, 10:00 a.m.-1:00 p.m., then at 1:00 p.m. Caravan to Children’s Hospital in LA.

Location: 162 N. Sierra Madre Blvd in Pasadena, CA

The Hye Riders are partnering with us serving food and drinks before the caravan takes off.

Looking forward to hearing from you soon. If you cannot attend, please donate.  Thank you.”

Regards,

Nataline’s mom.

Share
Posted in Uncategorized | Leave a comment

There is something happening here…

Occupy Portland teams up with health care reform groups for rally, march for universal health care

Keith Swallow explained to his 8-year-old daughter, Katie, that they were marching along Southwest Salmon Street to Pioneer Courthouse Square on Saturday because that is how you tell your government you want change.

On his shoulders, daughter Sophia, 6, smiled as he started a chant now familiar to anyone who has come in contact with Occupy Portland: “Show us what democracy looks like,” Swallow, of Portland, yelled. He was joined by the about 500 protesters marching in support of universal health care.

The health care march was flanked elsewhere by an Occupy event for protesters and their dogs in Southeast Portland and a couple dozen people drumming and chatting in the South Park blocks.

The march started with a rally at Tom McCall Waterfront Park, featuring speakers from single-payer advocacy groups, many of whom are health professionals or students.

Standing over her family as they helped stick 558 crosses in the ground at Waterfront Park to symbolize the Oregonians who died last year from lack of health insurance, Swallow’s wife, Marsha, said she was repeatedly denied individual insurance because she has rheumatoid arthritis. Her husband must keep a job that covers their four children now.

“If we had single-payer for everybody, it would encourage entrepreneurship,” Keith Swallow said, because he knows many small-business owners worry about covering employees.

At Pioneer Square, organizer Dr. Paul Gorman , part of Mad As Hell Doctors , asked the marchers to talk about why they were mad as hell. A father lamented that he chooses between $400 monthly multiple sclerosis medication for himself or food for his four children. A 4-year temporary worker at the Oregon Zoo still doesn’t have benefits. A former medical transcriptionist never had health care through years of working in the health care industry.

“It’s outrageous that while the 1 percent make record profits, the 99 percent are an illness away from bankruptcy,” Gorman, an OHSU doctor, said.

“It’s time to get the 1 percent out of the way so we can get the health care every Oregonian deserves.”

State Rep. Michael Dembrow , D-Portland, who sponsored a single-payer bill in the Oregon Legislature last session, complimented Occupy Portland protesters for standing their ground in the face of public criticism and confrontations with police. He told the crowd that states need to take the lead in passing single-payer health care because change in Washington, D.C., is slow.

He plans to reintroduce his bill next session, and said it would give patients the ability to choose their doctor, make decisions about their treatment and would ensure better accountability in the health care system.

“We are seeing the health of Oregonians compromised because companies have to look at their bottom line,” Dembrow said.

Police were noticeably absent during the march. Sgt. Pete Simpson, a Police Bureau spokesman, said the march was monitored but there were no issues.

However, at least 20 officers took down the beginnings of an Occupy Portland camp in the South Park Blocks at Southwest Park Avenue and Jefferson Street. About as many protesters lingered there for much of the day after the tarps and tents were peacefully removed.

Across town, protesters and their four-legged sympathizers were invited to Dogcupy Portland . About 10 dogs and their owners marched along Southeast Hawthorne from a Bank of America branch to Wells Fargo and U.S. Bank branches.

The article reflects a correction published Nov. 20.

Dr. Paul Gorman said, “It’s time to get the 1 percent out of the way so we can get the health care every Oregonian deserves,” at a health care rally Saturday. A story in Sunday’s Metro section incorrectly attributed the quote.

Share
Posted in Uncategorized | Leave a comment

Could Occupy Wall Street spread to the healthcare industry?

From the Med City News, a timely question that we have been thinking about.

[1]The populist anger and frustration fueling the Occupy Wall Street [2] movement has thus far focused most of its animus on just one industry: financial services.

But it’s not farfetched to think that as the “Occupy” movement gathers steam, it — or perhaps another future movement like it — could set its sights on the healthcare industry, and there are signs that it’s already begun. Health insurance companies, in particular, would seem an inviting target to Americans frustrated by rising health costs that far outpace inflation, but drug companies, and perhaps to a lesser extent hospitals, could become ensnared in general public frustration about skyrocketing health costs [3] in the U.S.

Understanding why healthcare corporations and hospitals are potential targets of populist rage isn’t difficult. Simply look at two numbers that reflect the affordability (or lack thereof) of healthcare to most Americans: Since 2001, average premiums for family health insurance coverage have increased by 113 percent [4]. Yet U.S. median household income increased only 17 percent from 2001 to 2010 (the last year for which data was available), according to the U.S. Census Bureau [5].

Something’s got to give because those two trends are simply unsustainable.

It’s easy for the public to focus solely on insurance companies as being the primary driver behind rapidly rising health costs, but a little research shows that hospitals [6] and drugmakers [7], and no doubt plenty of others, have also contributed. Still, any public protests against the health industry are likely to focus on insurers, whether justified or not.

Already, a notable former health insurance executive is calling for protesters to target the Washington, D.C., office of health insurance trade group America’s Health Insurance Plans [8]. The ex-executive, Wendell Potter [9], helpfully included the office’s address in an article on HuffPost [10].

An AHIP spokesman didn’t respond to an inquiry about whether any protesters have showed up outside the group’s offices.

And health reform advocacy group Health Care For America Now [11] has taken things a step further, calling [12] for protests outside the headquarters of big health insurers Aetna, Cigna, WellPoint, Humana and UnitedHealth.

“Health insurance companies’ relentless pursuit of profit and callous disregard for people offers another window into how big corporations have abused people and twisted the economy to serve their own interests,” the advocacy group said on its blog.

In addition, Health Care For America Now analyzed more than 500 posts [13]on the “We are the 99 percent [14]” Tumblr, and found that nearly half mention health concerns, ranging from cost of medication to foregoing treatment to treatment denials. So it’s clear that healthcare is already a top-of-mind issue for many Americans drawn to the Occupy movement.

Of course, all this is happening amidst the backdrop of ongoing reverberations from last year’s controversial “ObamaCare [15]” health reform law, with most of the law’s provisions set to take effect in 2014. [16] Plus, the Supreme Court [17] could decide as soon as next year [18] on the constitutionality of one of the law’s key components, the individual mandate that requires people to buy health insurance.

Ironically, if the individual mandate is struck down as many health reform opponents hope, it could set off a chain of events that holds potential to fuel an “Occupy Healthcare” type of movement and ultimately give progressive activists exactly the sort of health system in the U.S. they’ve always wanted.

Here’s why: Insurance companies demanded the individual mandate in return for extending insurance coverage to millions more Americans, and no longer denying coverage based on pre-existing conditions. Take away the individual mandate, and insurers have little choice but to jack up their prices to offset the shortfall caused by some people dropping coverage, and others waiting until they get sick to purchase coverage. If health costs continue their seemingly inexorable rise, then cue up a nasty (and some might say, long overdue) backlash from the American public that would set the U.S. on the road to undoing its private health system.

It’s not difficult to imagine a time when many Americans, after years upon years of unsustainably rising health costs, simply throw up their hands [19] and say, “To hell with this health system that so few of us can afford. We demand a single-payer, government-run, Medicare-for-all type of health system like most of the world’s other industrialized countries [20] that, oh by the way, enjoy higher-quality [21] and lower-cost healthcare [22] than we do.”

And that likely would be the best healthcare-related outcome the Occupy protesters could hope for.

Share
Posted in Uncategorized | Leave a comment

It’s an Issue of Fairness

From our friends at the New York Times who confuse the motivation in the first sentence (This exemption applies to local property taxes not state income taxes= no budget impact) He gets the rest of it mostly right.

State Challenging Hospitals’ Tax Exemptions

By BRUCE JAPSEN

Facing a budget deficit exceeding $11 billion, the State of Illinois in recent weeks has begun challenging the property tax exemptions of some of its best-known hospitals, saying they should pay more because they are not providing enough charity care.

The Illinois Department of Revenue moved last month to strip property tax exemptions from Prentice Women’s Hospital, a sparkling new medical center in Chicago’s tony Streeterville neighborhood; Edward Hospital, a rapidly expanding medical center in the western suburb of Naperville, and Decatur Memorial Hospital in central Illinois.

If successful with those three, the state is expected to look for other not-for-profit hospitals with low percentages of charity care, with an eye toward challenging their property tax exemptions, too. A Department of Revenue spokesman said the agency was reviewing parcels owned by 15 hospital systems, but declined to say if the tax exemptions would be challenged in each case.

All three of the hospitals the state is focusing on provided free and discounted medical care that ranged from 0.96 percent to 1.85 percent of patient-care revenue, according to the revenue department. The state also said that each one had been operating as a “for profit” business when the state’s Constitution says that “only charities are entitled to a tax exemption.”

In anticipation of new tax challenges, hospitals in Illinois are preparing a lobbying push that would seek to redefine the qualifications for tax exemptions. The new definition would go beyond just charity care and expand to include patients’ unpaid debts, costs of medical care not covered by Medicare health insurance for the elderly, Medicaid coverage for the poor, as well as direct costs that teaching hospitals pay to train doctors and conduct research.

In interviews, executives of the Illinois Hospital Association told the Chicago News Cooperative that they had discussed with state policy makers a plan to draft a broader legal definition for hospital tax exemptions. The lobbying group — which is adding staff members to bolster its effort — would also figure into a hospital’s tax exemption the cost of subsidizing money-losing services like emergency care, trauma care, burn units and neonatal intensive care units.

“We strongly believe that charity care should not be the sole determining factor for a hospital’s nonprofit, tax-exempt status and respectfully suggest the legislature establish clear standards for tax exemption,” Dean Harrison, chief executive of Northwestern Memorial HealthCare, the parent company of Prentice Women’s Hospital, said in a statement.

The hospital industry’s push is at odds with the changes under way at the Department of Revenue, which is acting in the wake of the State Supreme Court ruling last year upholding the revocation of the property tax exemption for Catholic-owned Provena Covenant Medical Center in downstate Urbana, in Champaign County. For that hospital, the value of care provided to indigent patients amounted to less than 1 percent of its revenue in 2002.

The Department of Revenue cites the state’s Constitution that allows tax exemption only on property used exclusively for charitable purposes. In the Provena case, the state had argued the hospital should lose its tax exemption because only 302 patients received charity care worth $832,000, or just 0.7 percent of the hospital’s $113 million in revenue that year, state records show. In the Supreme Court ruling, justices noted that 13 percent of Champaign County’s more than 185,000 residents had incomes below the federal poverty guidelines.

Since the revenue department moved to strip the three hospital tax exemptions, State Senator Iris Y. Martinez, Democrat of Chicago, has intensified her effort to pass a bill that she and others introduced earlier this year requiring hospitals to provide 3.5 percent of their annual revenue in charity care. The level advocated by Ms. Martinez would still be far less than the 8 percent that the Illinois attorney general, Lisa Madigan, proposed five years ago.

“Hospitals think they should get tax exemptions for merely what they do in the community,” said John Colombo, a professor of law at the University of Illinois at Urbana-Champaign who has followed the issue of nonprofit hospital tax exemptions nationally.  “It’s problematic: The overall number that each of these hospitals is reporting is abysmally low. Given the state of the economy, one would expect the charity services going up.”

Services like prenatal care may be expensive for hospitals, Professor Colombo said. “But  in reality the prenatal care can be a mint to them once it results in women coming into the delivery room to have their babies.”

For the year 2007, Northwestern Memorial HealthCare showed charity cases as 1.85 percent of its $1.18 billion in net patient revenue. Edward Hospital showed charity care at 1.04 percent of its $448 million in net patient revenues that year. Decatur Memorial reported costs of charity care at 0.96 percent of its $252 million in net patient revenues in 2006, the year revenue department officials evaluated the hospital’s recent ownership change.

The hospitals argue that their contributions are significant, even though charity care is a small percentage of their business. Community benefit provided by Northwestern’s flagship, Northwestern Memorial Hospital on Chicago’s Gold Coast, has increased more than 10 percent since 2005, to $255 million, according to Mr. Harrison. And Edward Hospital said it treated patients “24 hours a day, 7 days a week, regardless of their ability to pay.”

Mark Deaton, the Illinois Hospital Association’s general counsel, said hospitals “in some fashion relieve the burden of government” because of the community benefit they provide.

But analysts say hospitals that pay taxes provide community benefit in other ways. Provena’s Urbana hospital now pays about $1.2 million annually in taxes.

“A million dollars in revenue will fix pot holes, help schools and infrastructure and make the city safer,” Professor Colombo said.  “Those tax dollars are a pretty big community benefit.”

The Chicago area has seen a rising number of for-profit hospitals that serve the poor while still paying taxes on their property. For example, Vanguard Health Systems , the for-profit hospital operator, has bought five former nonprofit hospitals in the Chicago area, two of them former nonprofit hospitals near the poor Austin neighborhood on the West Side. Vanguard pays taxes on the properties.

“The relative amounts of charity care provided by not-for-profit tax-exempts are not materially different from the amount provided by for-profit hospitals,” said Jim Unland, a longtime analyst of Illinois’ health care industry and president of the Health Capital Group, a consulting firm in Chicago. “This raises the issue of whether the tax-exempts are getting prejudicially favorable treatment.”

The battle comes during a period of high unemployment and related loss in health benefits by hundreds of thousands of Americans that analysts say are in greater need for discounted and free medical care.

Hospitals say they will challenge the Department of Revenue in court. They intend to respond by mid-October to the denial of their tax exemptions by the agency’s director, Brian Hamer.

 

Share
Posted in Uncategorized | Leave a comment

Financially Motivated Murder-Suicides Trumpet Silent Suffering

by Donna Smith

Twice in the past week, those of us who live in the metro Washington, D.C. – Baltimore corridor have seen reports about murder-suicides that had at least some component of causation related to the dead families’ money problems.  In one instance, a single mother who was also a psychologist killed her young teenaged son before killing herself; in another incident, a husband killed his wife and her two children – his step-children.  In both cases, recent financial stresses were cited as potential triggers.  And in both cases, grieving neighbors and loved ones either denied the seriousness of the problems or seemed not to know.

These instances are on the rise during these hard economic times – we all may know that and not need much additional explanation or much of an imagination to glean why.  But rather than become sound bites about our shock and disbelief in local news reports about dead neighbors, it might be wiser for us all to truly consider honestly that some of our own are troubled to the point that a tipping point to a horrific act isn’t far off.

First, the stories I referenced above can be found discussed here.

Let me say at the outset that this will not be the most cheerful piece I have written, and I know the subject generates great controversy even among those who deal with suicide prevention or family interventions on a professional level.  But I won’t pull any punches about what I felt and still sometimes feel when I look back at and forward to a life of financial struggle.  We cannot reach into our communities to do much helping or healing if we continue to force ourselves and our neighbors to suffer in shame and in silence.  And financial problems create great big heaping loads of both.

While we espouse a belief that there is nothing wrong with being working class or poor, most Americans are indoctrinated very early on that our cultural worship of the almighty dollar and everything it affords us is what is truly sacred.  The stuff of wealth is the stuff of power and influence.  We say we honor those who do an honest day’s work but then we make sure those same people know full well what their rank is in our social circles, in our communities and well beyond.  I was taught to care for the poor; I was also taught to aspire to wealth.  The unspoken and direct pressure of that aspiration-demand was every bit as powerful as the Christian messaging to love my neighbor as myself – even if that neighbor was poor or working class.

Fast forward to adulthood when I worked hard and tried to make good all that was expected of me financially.  In good times, the pressure to maintain and increase those good times often drowned out the cries for what I really wanted to do with my life.  I longed to love and cherish my children more directly and to spend more time with them.  Often, I worked long hours and when I was home I was crabby and distant rather than being the mom I always thought I would be.  That created depression and anger for me.  Sometimes I thought of suicide.

In the bad times, when I was not working a great job or when my machinist-husband was struggling to work (whether for health reasons or shifts in the economy and the need for his trade) or when I had cancer, the strain of dealing with financial obligations taken on responsibly in good times but unmanageable in bad ones became horribly pressure-filled.  I couldn’t simply back off, change my lifestyle, move and satisfy creditors.  The calls don’t stop from the collection agencies.  Moving takes money.  Employers don’t cotton to employees with weaknesses like financial, family or health troubles.

The world closes in quickly.  Depression must be hidden, but it is felt.  Suicide is considered.  I know I considered it.  The thoughts of ending it all are hard to fight off – and it was only the thought about those left behind and the costs they would have to cover that stopped me (and I suspect others) from carrying out gruesome plans considered in the dark, wee hours when the collection calls cannot come and others are sleeping.  Mental health help seems a joke at those times – even with health insurance, out-of-pocket counseling costs are high and good counselors are hard to find.  The time to get help takes away from the time to work and earn money.   It compounds the problem causing the depression to seek help.

Oh, say some of you, what about friends and family?  Think about how we all often judge those in our own families with money trouble or job trouble or health trouble.   Suffice to say, from the condescending behavior of those in the more well-heeled classes around us to the judgment of those in our own families, working class and poor people stand not only alone but often harshly condemned unless they can act to all the world as though nothing at all is wrong until that horrific moment when those who judged exclaim they had no idea about our suffering.  I also believe there are persons in our society responsible for so much suffering and economic pain that they are accomplices to these awful acts and should be held criminally responsible, but that’s probably a bridge too far for many.

I used to hear people say that suicide is a permanent solution to a temporary problem, but in my deepest and darkest moments, I knew that the stain of having gone broke in America was very close indeed to a permanent problem. Going broke often means – as it has meant for me and millions of others – losing the love and physical closeness of people we fought to protect. It isn’t that we cannot adapt to less stuff, and it’s more the crushing pain that we cannot adapt to less love and no support.

America has a whole lot of people hurting very deeply. From the poor among us to the working class and those who are hiding all manner of financial strain in this difficult economy, few options seem viable or potentially helpful. I was pulled from the wreckage of my silent reverie (thanks, Sarah, for that gorgeous line) by the dignity of having my story told in Michael Moore’s SiCKO and finding out, finally, that it was not my fault. And the nurses offer, always, that refuge for their patients – and now for those who are suffering in an America that has strayed a long way off course for millions of people. Join the nurses. Tell them where it hurts. Let’s heal America.

This is cross posted here

 

Share
Posted in Uncategorized | Leave a comment

Patients’ Patient’s Right to Know Act passes Illinois Assembly

Rep. Mary Flowers -a true patient hero on health care gets credit. Law would make criminal convictions, malpractice payments public

Patients would have access to detailed histories of Illinois doctors — including whether the physician has been fired, convicted of a crime or made a medical malpractice payment in the past five years — under legislation headed to the governor’s desk.

After being thwarted by the doctors’ lobby for more than a decade, the Patients’ Right to Know Act passed out of the General Assembly as a stand-alone bill Tuesday for the first time, with supporters crediting a Tribune series showing that sex-offending physicians, even those convicted of crimes, have continued to practice.

The bill passed unopposed in the House and Senate. Gov. Pat Quinn signaled he would sign it.

Read the rest

Share
Posted in Patients Rights | Tagged , | Leave a comment

Vermont physician’s work pays off on health care

Deb Richter-a true health care hero- gets some much deserved props for her work in Vermont.

MONTPELIER, Vt. (AP) — Even now, Dr. Deb Richter is haunted by images of some of the patients she saw at inner-city clinics where she worked in Buffalo, N.Y., during the 1980s.

One young man without health insurance didn’t get the early intervention he needed for diabetes. He went blind, got an infection and died at 21. His sister, who also had lived with juvenile diabetes, delivered a baby three months premature. The baby died. Two years later, the 25-year-old woman suffered a heart attack and died during coronary bypass surgery.

“I had patients who were dying at young ages of preventable diseases,” Richter said.

One common symptom: Lack of health insurance.

The experiences prompted Richter, 55, to become an activist. She joined Physicians for a National Health Program. After moving with her family to Vermont in 1999, she continued to pursue her goal of a publicly financed universal health care system.

Share
Posted in Uncategorized | Tagged , , | Leave a comment

HR676: We want health justice

By Lonnie Atkinson

This is what democracy sounds like: health justice

Lyrics:
Intro narration:
It’s important that the people understand what it is we’re fighting for
we don’t want health care, we want health justice

is it fiscally conservative to pay more for less
is it morally conservative to accept the deaths
that our system ensures when the insurance stops
is it worse to be a scandal or a laughing stock
ain’t ner’ one developed country wants what we got
they made the choice long ago to cover they whole lot
left examples for us so we could follow they lead
but that’s like godless talk for those who worship greed
heresy to imagine people before profits
narration: good thing we’ve already baptized most the congress
yeah they sold out in ’09 for the fake fix
secret handshakes with ever corporate hand in the mix
as long as there’s a dollar to be made you can bet
on a bill with more holes than some cheap fishnets
i said here a hole there a hole everywhere a loophole
here a hole there a hole just add to the bankroll
of politicians who let their constituents die
holding a loved one’s hand saying their last goodbye
i’m talking thousands upon thousands every year
tell me is the profit model gonna dry their tears
the richest country in the world, lord, what have we done
still all you hear them hollering is we’re number one
- but we’re not, y’all, we’re not
but yo, it ain’t too late for us to blow up the spot

Chorus:
so if you want health justice let me hear ya shout
everybody in and nobody out
if you want health justice let me hear ya shout
everybody in and nobody out
One Plan / One Nation / One Nation / One Plan
hr 676, y’all hr 676

hr 676, yo, that’s the bill
we gonna cover each and every, but this time for real
some say single payer, some say medicare for all
but as long as it’s universal, it don’t matter what you call it
- no more pre-existing conditions
no more wading through plan restrictions
- no more networks keeping you from physicians
no holding on the line for a manager’s decision
- no more avoiding the doctor out of fear
and you won’t lose your coverage if you change careers
- no sweating each charge from your hospital stay
I said no more deductibles, no co-pays
- no first rate premiums, third rate plans
no medical bankruptcies ever again
- but it’s more than that, yo, it’s more than that
a real step toward bringing our economy back
and put us on the same footing as our global peers
the biggest job creator in the last fifty years
- and now imagine recovering the billions lost
to the excess profits and administrative costs
- not to mention the loot that providers would save
when they ain’t fighting with the insurance trying to get paid
we gonna bargain and negotiate the prices down
til every drug lobbyist jaw hit the grounds
- and you can check the biggest box off that deficit list
when the medicare shortages cease to exist
but it’s more than that, yo, it’s more than that
this goes out to the loved ones we can’t bring back

so if you want health justice let me hear ya shout
everybody in and nobody out
if you want health justice let me hear ya shout
everybody in and nobody out
One Plan / One Nation / One Nation / One Plan
hr 676, y’all hr 676

narration: but what about long wait times and quality of care,
because you know I heard I somewhere…yo stop right there
we gotta watch out for these bogeymen scaring, red herring,
let me break down what they ain’t sharing
we ain’t taking over no doctors or hospitals
we just taking over who pays them
instead of hundred different companies with a million different rules
the process gets streamlined, and standards we raise ‘em
narration: yeah, but i shouldn’t be forced to pay for someone else
yeah, well, with current health insurance you don’t even pay for yourself
you don’t pay out of pocket for no cancer treatments
the premiums pay for it / everybody pays for it
you don’t pay out of pocket for a heart transplant
the premiums pay for it / everybody pays for it
let me say that one more time
everybody pays for it, everybody else pays for it
the whole concept of insurance, it’s solidarity
I put in for you, you put in for me
one night in a hospital would break most people
that’s why everybody throws in the pot to make us equal
but the difference between their way and a fair way
the profit model gives them incentive not to pay
’cause they only gotta answer to a filthy rich few
but in a health justice model, we accountable to you
and I don’t know why they mad, they’d get the coverage too
unless they think somehow that they better than,  oh ok i get it
hollering about cadillac plans and those who don’t deserve it
what they talking about is just considered basic care in europe
except that we’d all be spending less than
and besides don’t we all deserve the best plan
’cause healthcare is a matter of death and life
so we ain’t waiting around til they call it a human right


if you want health justice let me hear you shout
everybody in and nobody out
tell the world what health justice is all about
everybody in and nobody out
One Plan / One Nation / One Nation / One Plan
hr 676, y’all hr 676
One Plan / One Nation / One Nation / One Plan
hr 676, y’all hr 676

Share
Posted in Uncategorized | Leave a comment

From the Department of “we shouldn’t be confused”

Health Insurers Making Record Profits as Many Postpone Care

The nation’s major health insurers are barreling into a third year of record profits, enriched in recent months by a lingering recessionary mind-set among Americans who are postponing or forgoing medical care.

The UnitedHealth Group, one of the largest commercial insurers, told analysts that so far this year, insured hospital stays actually decreased in some instances. In reporting its earnings last week, Cigna, another insurer, talked about the “low level” of medical use.

Yet the companies continue to press for higher premiums, even though their reserve coffers are flush with profits and shareholders have been rewarded with new dividends. Many defend proposed double-digit increases in the rates they charge, citing a need for protection against any sudden uptick in demand once people have more money to spend on their health, as well as the rising price of care.

Share
Posted in Health Insurance Industry, Medical finance | Tagged , | Leave a comment

You don’t see this every day….

Minn. HMOs agree to give back excess 2011 profits

Four large nonprofit health plans will return excess profits from public health care contracts to the state under a yearlong deal announced Tuesday by Gov. Mark Dayton.

Blue Cross Blue Shield of Minnesota, HealthPartners, Medica and UCare — the biggest of the health plans that contract to cover more than 500,000 subsidized patients — agreed to limit their 2011 profits from state business to 1 percent. Any earnings above that will come back to the state next year, flowing into the general fund and a special fund tied to the MinnesotaCare health plan for the working poor.

http://www.businessweek.com/ap/financialnews/.htm

Share
Posted in Uncategorized | Leave a comment